![]() It possible for Alipay users scan Vipps QR-codes, and vice versa - Vipps users to scan Alipay’s. They created interoperability with Alipay QR-code format. ![]() Instead of boring tech integration with Alipay, like other payment providers around the world do - Vipps stepped over imaginary limits. In-built QR-code technology in addition to its usual payment scenario. Local card scheme ensures low cost, and BankID - digital infrastructure for the businesses makes theĬontrol over transactions easy and transparent. So this conglomerate - Vipps + BankID + BankAxept - controls payments between people, individuals and businesses, and between businesses. ![]() What is the point for the banks to pay fees to Visa and MasterCard, and to Apple, when your own card scheme is dominant andĮxtremely cheap - only €0,03 per transaction? It is also the reason why Apple Pay were notĪs successful in Norway, only able to get support from the international banks operating in the country, and not local leaders. Digital identity isĪctually one of the most prominent areas where Norway sees its development further, just as India does as well.Īnd BankAxept - local card scheme that takes around 86% of the market, leaving Visa and MasterCard far behind. More than that, Vipps merged with two other very important companies in Norway, effectively, covering all possible sides of fintech development.īankID is an authentication system, e-signature and digital identity for the banks and local businesses (now 4 million of them). I think that’s the main mark for theįrom Vipps app description in Apple App Store The name itself became a verb, like ‘vipps me 10 kroner’. Vipps is a part of Norwegian daily life, it is used to send money, tip, gift, purchase items, pay for services, even your own taxes and bills. This is exactly what the largest Norwegian bank DNB recognised when looking at the neighbouring Denmark example - a veryĪggressive and ambitious MobilePay set by Danske bank, or Swedish Swish.įor not being overcome by the Danish, Norwegian banks created Vipps, and became its owners. (including card number), and would prefer a well-remembered phone number or the name in the address book instead. Nobody wants to deal with the difficult number series ![]() This mundane thing as money transfer or sharing a bill was done in cash before, as the banking applications were not as straightforward and usually required a knowledge of somebody’s bank account number. No blockchain or AI, and yet this has won So what they have done is very simple - money transfer to people by the phone number. Not until I talked with Norwegian payment app Vipps and learned about their experience. So when the newsĪbout Bergen appeared, I was not impressed. We are already used to Alipay daily appearing in the news when they make yet another partnership in yet another country popular among Chinese tourists. Now you will find the Functions Translator on the Home tab to the right.Nordics are awesome in so many ways. Choose Productivity under Category, find the Functions Translator add-in and click on the Add button Click on picture to magnify Go to Insert > Get Add-ins to open the add-in dialog. Yes, there is an add-in called the Functions Translator add-in that you can install in a few seconds: Trenger du en komplett liste med norske funksjonsnavn i Excel? Lengst ned på denne siden finner du informasjon om Microsofts egen oversettelses-add-in.ĭo you need a complete list of all the function names in Norwegian in Excel? Scroll down to the bottom of this page to read more about Microsoft’s Functions Translator add-in. Uansett om du bruker norsk eller engelskspråklig versjon av Excel, vil du vanligvis være nødt til å bytte ut kommaene i eksempelformlene med semikolon. Her er de 140 vanligste funksjonene i Excel med norske oversettelser. Normally you would also have to replace all the commas in my example formulas with semi-colon. This list is very useful if you are used to the English version of Excel, and you are working with a Norwegian version that only accepts the Norwegian function names in the formulas. These are the 140 most common functions in Excel with Norwegian translations.
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